March 12th, 2009
Are you planning on purchasing a diamond – especially a diamond engagement ring? A woman being presented with a diamond engagement ring when proposing began as a tradition in 1477 when the Archduke Maximilian presented a diamond ring to Mary of Burgundy . Thus many engagements nowadays will always have the gentleman presenting a diamond ring to the lady of his love.
However, there are things that you must remember before proosing with a diamond ring:
- First, determine how much ring you can afford. You should consider funding. Simply go to your jewelry choice and tell them that you plan to buy a engagement ring, and that funding will be required. Go ahead and get the credit check how to find what your payments will be and how much downpayment is required. On the other hand, most people use the “two months salary “rule. This means that the ring must cost the equivalent of two months of your current salary. But because you have other bills to pay to save this money may take a little time, so better as well go for funding!
- Now, ask your mother, sister, or your friends to take your girlfriend shopping, and make sure they look the engagement rings to get an idea of what she asked. Make sure that the jewelry store you buy from the ring will allow you to return the ring, if necessary, or allow your girlfriend to exchange it for another if she is not happy with it!
Tags: diamond engagement rings, diamond ring
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March 12th, 2009
Beads are on many types of jewelry, but few of us really think about this as jewel rings. But because of the rarity of this type of jewelry, some of us are drawn to black pearl rings. There are things to consider when purchasing this type to save you a lot in the long term.
The best place to look for black pearl ring is on your computer. You local jewelry may not be selling this gem so the only pl;ace you can go shopping is through the World Wide Web.
After all, if you do finally find the black pearl rings in traditional brick and mortar stores, it is very likely that there will be one which stands out. Use the Internet as a tool to do almost all your searches for the black pearl.
When you start browsing the web you will feel overwhelmed because of the many choices before you. First, it can be really difficult to decide which of the many black pearl ring is for you. A good way to help you refine your search is to understand what style suit you best from the start. Here are some quick ideas.
- For long, thin hands, consider black pearl rings that have a cluster in the sea of gems. These large rings will be much better on longer fingers. Shorter is better figures with a small presentation. A pearl is ideal for small hands.
- Black pearl rings are not quite so cut and dry. A quality black pearl offers subtle hypnotic swirls of color that seem to move within the gem. These rings are striking black pearls, whatever the setting.
- This is not to suggest that the parameter is not important. You’ll look totally different from the black pearl rings that are set in yellow gold with those that you set in platinum. It may take some time to choose between different types of precious metals available in black pearl ring, but once you do, you’re on your way to find your ideal piece of jewelry.
Happy searching for the perfect black pearl ring for you!
Tags: black pearl ring, tips on buying black pearl rings
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January 23rd, 2009
“Diamond is a woman’s best friend.” I know you’ve heard this adage many times. What could make a bride happier than a diamond ring on her wedding day.
Nowadays a woman’s wedding day is more exciting not only because of the grand entourage and of,course, the handsome groom, but also because of some activities prior to the wedding day.
The most exciting of these activities is the bachelorette party. A bachelorette party is originally patterned from a bachelor’s party or stag party. In the United States, it is popularly known as a bachelorette’s party. However in Australia, many women know it by “hen party or hen night. The same term is also used in the United Kingdom and in Ireland. Canadian women call it stagette. In many African countries, it is widely known as simply a girls’ night out, or kitchen tea party.
No matter what name is used to refer to it, a bachelorette’s party is a party held for the woman about to be married.It is a party to honor the woman who’s about to be married.Female friends are invited to this party and they bring presents for the bride-to-be.
During a bachelorette’s party, the bride dresses up in her wedding dress and accentuated by diamond ring headband or diamond tiara ring .Usually it’s a veiled headband with a shiny large diamond headdress. The size of the diamond headdress will give the groom-to-be the idea of how large or small the diamond wedding ring that the woman wants.
Some bachelorette’s party are privately held such as a cocktail party where the woman and the participants indulge in intimate talks about being married.In some informal parties, they play poker and other amusing games during the party, sometimes something naughty, like a male stripper to tease the bride, that every woman in the party will surely have a good laugh.
Publicly held bachelorette’s party can be held in restaurants and dining house. Those who can afford usually go on a trip or vacation to a party destination such as Florida beaches,or Las Vegas casinos.
However, it depends entirely to the party planner or organizer what kind of bachelorette’s party will be given to the bride-to-be.Just remember that in any bachelorette’s party,the participants must never cause any harassment, humiliation, embarrassment or discomfort to the woman and his groom that can ruin the reputation, harmony and love of the couple.
Tags: diamond, diamond ring, diamond ring headband
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January 17th, 2009
“What? You’re selling your diamonds?” This might be the surprised reaction of some when you tell them that your diamond is for sale. If you’ve decided to sell your diamonds, the reasons are immaterial, the best price for the diamond is what really matters. If you’re tight on cash, don’t rush to sell your diamond. Think about the following considerations.
- Rapaport Value. Have your diamond appraised by jewelers so you’ll have a good idea of how much is its present market value. Approach your jewelers and ask them for the Rapaport Value which is the wholesale value of a diamond. Based from the GIA certificate, you can have the highest price possible for your diamond. This is why the diamond certificate is very valuable.
- No to Pawnshops or Consignments. Don’t sell your diamonds to pawnshops. You’ll be surprised that they can only offer you 10% of the actual price of your diamond.Never also allow some jewelry shops to get it for consignment. You’ve heard about scams and you don’t want to be the next victim! The first prospects that you must approach are your friends and family members. Who knows they’d interested. If they won’t buy, then you can go look for prospects outside your family and friends circle.
- Auction. Some diamonds are rare that personally selling them to individuals may not be good. You can auction them off through a famous auction house. This can give you a better price for your rare diamond.
- Classified Ads and Ebay. Diamonds that aren’t rated as high-end diamonds can also be advertised for selling in the classified ads. However, just be cautious about dealing with individuals and selling to a stranger. Diamonds are so priceless that even your life can be endangered.
- Jewelry Stores. This is your last choice if you want your diamond turned into quick cash.When dealing with personnel of a jewelry shop, see to it that you don’t keep your sight off to your diamond. They might trick you by replacing your diamond with a poorer quality.Make sure that your diamond certificate is with you so that the jeweler can give you the real price for your diamond. If you don’t have a diamond certificate, get one before transacting your diamonds to anyone or any jewelry store.You must be given a fair price of at least 60-80 percent of the Rapaport value and nothing less. If they can’t give you that price, leave the store and look for another buyer.
Tags: diamond price, Diamonds
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December 27th, 2008
When you buy diamonds, never forget to get the diamond grading report that accompanies your expensive diamond. If you are not a jeweler, the contents of the report is incomprehensible.
The report includes a color grading scale using the following letters of the alphabet and the corresponding descriptions:
- Letters D, E, and F – means colorless.
- Letters G, H, and I – means very little color.
- Letters J, K, and L – means slight yellow color.
- Letters P, Q, R, S, T, U, V, W, and X-means darker shade of yellow.
- Letter Z- means fancy color – other than white or yellow.
Among the color grading scale, the expensive type is grade D while the least expensive is graded as X but diamonds which get a Z rating are considered the rarest and most expensive diamonds in the world.
Other aspects included in the diamond grading report can be confusing. You should talk to a jeweler you trust, and have them explain everything on the diamond grading report to you.
Tags: diamond certificate, Diamonds
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December 22nd, 2008
Another name for diamond certificate is Diamond Grading Report. Issued by the Gemological Institute of America (GIA), this report is given when you purchase a diamond. The color, cut, carat, weight, and clarity of the diamond can be verified through a diamond certificate.
The diamond certificate has advantages on your part. If you have one when you purchased your diamond, you’ll have better chances of a better price later on when you sell your diamonds. It will be your basis when a buyer would like to know the real quality of the diamond they want to purchase from you. Diamond cutting industries also use this certificate as their guide. In short, the certificate will help you to get your money’s worth and to avoid overpaying for it. If you will resell it, then you won’t be undercharging your buyer.
After buying a diamond, the copy of the certificate must be given to your insurance company for your diamond insurance. An additional cost will be charged for a diamond certificate, but it’s minimal compared to the benefits it can do to you. Only GIA has the authority to issue diamond certificates. Always expect to pay extra cost when buying an expensive diamond.
Tags: diamond certificate, Diamonds
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December 4th, 2008
How do you know if a diamond is real or not . Simply looking at it if you’re not an expert or using some technology won’t really help you determine if the diamond is real or fake. Factual information about a diamond is imperative. Here are some steps to follow to make sure you get your money’s worth for the expensive diamond you will buy.
- Always deal with reputable or certified jewelers or diamond merchants. Even when the price offered to you seems reasonable, never buy diamonds or other jewelries from jewelers that you don’t know or never dealt with before. When purchasing a diamond, ask for the certificate for the stone.
- Always inspect the quality of the stone. There are some fake diamonds, for example, the zirconians which are usually in low quality and not durable.
- Bring the diamond to another jeweler for appraisal after purchasing it, maybe even take it to two or three other jewelers. This will tell you if they have common appraisals of your diamond. To reiterate, it is very important that you have the certificate of purchase to insure you that if you discover the diamond you purchased to be fake then you will avoid being accused of switching it if you return it to the jeweler. Remember, no stones look alike.
Tags: buying diamonds, buying jewelry
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November 23rd, 2008
“Diamonds are forever…” But where do all the glistening diamonds mined?
1. Some of these were mined in the Kimberly region in the far north east of Western Australia where the Argye mine is located. This mine is the world’s largest single producer of volume of diamonds owned by Rio Tinto. Due to low proportion of gem quality diamonds it is not the value leader. It also produces the large supply of ninety to ninety five percent of pink diamonds in the world.
2. The Rio Tinto also owned the Diavik mine, a very large mine located in north of Yellowknife and south of the Artic Circle on an island in Canada. The island is connected by an ice road. This mine produces 8 million carats yearly and is significant to the economy in the region wherein it employs more that 700 people.
3. BHP Billiton Diamonds, Inc. owns the Ekati diamond mine, the first operational diamond mine in the south of the artic circle in the Northwest Territories of Canada. The diamonds that are being mined here are sold under the Aurias trade name Canada Mark Service in which is also owned by BHP Billiton Diamonds, Inc.
4. Trans Hex, operates and owns the Baken diamond mine, located along the lower Orange River in South Africa. In 2004, the Baken diamond mine produces a 78.9 carat D color flawless diamond that was sold more than 1.8 million US dollars and a 27.67 pink diamond sold for over 1 million US dollars. The average size stone for the year 2004 was 1.29 carats.
5. The partneership of DeBeers who owns the Debswana which operates the Orapa diamond mine and the government of Botswana resulted in a comprehensive development in the area. It operates seven days a week and it maintains pre primary and primary schools for the employees children and also it has a 100 bed hospital and a game park. Orapa is the world’s largest diamond mine, it is located 240 km west of Francistown. This is the oldest mine owned by the Debswana Company and it begun its production in 1971.
6. Another mine owned by the De Beers Company is the Premier, it is located in Cullinan, South Africa. It has produced the largest gem diamond ever in 1905. The cullinan Diamond weighed,106.75 carats, and also this mine produced the Golden Jubilee Diamond which weighed 545.67 carats. In 2003 the mine was renamed The Cullinan Diamond Mine for the celebration of its centennial.
7. Rio Tinto also owned the Merlin. It is the only two diamond mines in Australia. It was sold to Striker Resources, it is no longer operational but the new owner explores for the possibilities of reopening the mine.
Tags: Diamonds, mining diamonds
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November 17th, 2008
Diamond insurance is quite different to most insurances, like car insurance. Insuring a diamond takes a bit of thinking, shopping around and planning. The insurance policies that cover diamonds are marine type policies, and there are basically there are three different types of policies:
1. Actual Cash Value Policy – This is not a common policy. If the diamond is lost or damaged beyond repair, no matter how much you’ve paid for the diamond to begin with, the insurance company will replace it with today’s market value.
2. Replacement Value Insurance - The insurance company will only pay up to a fixed amount to replace the diamond that was lost or damaged beyond repair which means that they will pay that amount. In most cases, the diamond can be replaced at a lower cost. This is the most common type of insurance for diamonds.
3. Agreed Value - In the event that the diamond is lost or damaged beyond repair, the insurance company simply pays the amount that you and the company agreed upon. This is the best type of insurance to acquire, but it is rarely offered. This insurance policy is sometimes called “Value At”. Remember if you cannot get Agreed Value coverage, Actual Cash Value should be your next choice.
The insurance companies will always determine the rates by the value of the diamond, the type of coverage you’ve selected and the area that you live in. If you live in a high crime rate area, expect to pay more for the insurance coverage. It is best to get a certificate for your diamond and to provide a copy for the insurance company so that leaves the insurance company less room for arguments over the actual value of the diamond. Always remember that insurance agents are not qualified jewelers, and jewelers are not qualified insurance agents. Another thing do not rely on separate coverage to cover your diamond.
Tags: diamond insurance, Diamonds
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November 17th, 2008
Determining whether a diamond is real or not is almost impossible by looking at it, even in this world of advanced technology, especially if you lack factual information about a diamond. However, to avoid buying a fake diamond, there are some steps, these are:
1. Avoid buying diamonds or other jewelries from jewelers that you have not dealt with before. Always ask for the certificate for the stone, if no certificate, walk away. Deal only with reputable jewelers, and if you’ve found one, stick with them.
2. Always take a good look at the stone. Fake diamonds such as zirconians are usually in low quality and not durable, natural diamonds are the most durable stone in the planet.
3. Appraised the diamond to another jeweler after purchasing a diamond. It is in good reason that you should take it to two or three jewelers which has a common appraisals. In purchasing a diamond it is very important that you have the certificate of purchase to insured you if you find that you have purchased a faker one and to avoid being accused of switching if you return it to the jeweler. Remember, no stones look alike.
Tags: buying diamonds, diamond appraisal
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